Who We Serve
Fee-based financial planning and investment management for business owners and families in Maryland, South Florida, and across the country. We'll say plainly when your situation is not one we should take on.
Families approaching retirement
You've spent years saving for retirement. Now the questions get harder.
Can you retire when you want to? How much can you spend without worrying every time the market drops? Should you pay off the mortgage? When should you take Social Security? Which accounts should you draw from first?
Those decisions are connected, and getting one wrong can affect the others.
We build the plan around the life you actually want to live, then work backward to determine what your money needs to do.
- Know when you can retire with confidence
- Understand how much you can comfortably spend
- Build a tax-smart withdrawal strategy
- Decide when to claim Social Security and pensions
- Evaluate Roth conversions and other tax opportunities
- Make sure insurance, estate documents, and beneficiaries still fit the plan
Business owners
A successful business can create substantial wealth. It can also leave too much of that wealth tied to one company.
For many owners, the business provides the income, represents a large part of their net worth, and is expected to fund retirement someday. That creates a different set of planning decisions than simply managing an investment portfolio.
The goal is to build financial independence outside the business while making the business itself more valuable, more transferable, and less vulnerable to the unexpected.
Jon spent roughly 20 years building and running businesses before becoming a financial advisor, so he understands that the right financial decision also has to make sense for the company.
- Build personal wealth outside the business
- Design retirement plans that create greater savings opportunities for owners and employees
- Protect the business and family against the death or disability of a key person
- Plan ahead for a sale, succession, or transition
- Turn business proceeds into a diversified portfolio and dependable retirement income
Schedule a 30-minute call
No documents and no obligation. We'll tell you directly whether the situation is a fit.